Recent Articles in Money matters

Are you unmarried and living with a partner?
Sep 20, 2014

Cohabitees have no rights but there are things you can do to safeguard your future, explains Dean Dunham.

Your Luggage on Airlines
Sep 5, 2014

Thousands of holidaymakers and travellers will either lose their luggage or experience a delay in retrieving it, when going away or returning home. Whilst watching an empty carousel go round without your luggage is a horrible feeling, you do have rights if this happens to you as Dean Dunham explains.

Credit Consumer Act by Dean Dunham
Aug 23, 2014

Credit cards, loan agreements and hire agreements are all part of everyday life for most people. It is therefore imperative that you know what laws govern and protect you in relation to these. The law in question is the Consumer Credit Act 1974, amended in 2006 (“the Act”) and various Regulations. Here Dean Dunham outlines five things that you should know.

Your NHS rights by Dean Dunham
Aug 8, 2014

The NHS Constitution sets out what your rights are as an NHS patient. Here Dean Dunham gives the key facts that you need to know.

Tough New Consumer Laws
Jun 28, 2014

Thanks to a new European Law known as The Consumer Rights Directive, our consumer rights have been considerably strengthened. Dean Dunhill explains the implications.

Compensation for flight delays
Jun 14, 2014

This week a consumer took on an airline (Jet2.com) over its refusal to pay compensation for his flight being delayed and won, despite the airline taking the matter to the Court of Appeal.  This could open the floodgates, not only in relation to new claims for delayed flights but also for those that have previously had their claims refused writes Dean Dunham.

Travel Money offer
Jun 9, 2014

Sainsbury’s Bank Travel Money – 48 hour rate salestartes Tuesday 10 June and ends Thursday 12 June, 2014. And ASDA Money is offering 0 per cent commission on a range of currencies with similar offers from Tesco.

Renewing Tax Credits
Jun 6, 2014

HM Revenue and Customs (HMRC) is sending out 5.8 million tax credits renewals packs which will arrive by 30 June. Over 3 million of these claims need to be renewed before the 31 July deadline for claimants to continue receiving tax credits.

Major changes to child maintenance – Dean Dunham
May 31, 2014

For many years the Child Support Agency (CSA) has dealt with the issue of child maintenance between parents. Now it is to be abolished. Dean Dunham discusses the major changes to child maintenance.

Food – your rights by Dean Dunham
May 17, 2014

The news that various supermarkets, restaurants and takeaways have been using halal meat without telling consumers has highlighted a grey area in laws relating to food production. Dean Dunham explains your rights.

How do I get my first mortgage?
May 8, 2014

Home ownership is becoming increasingly difficult so what steps should the first-time buyer take to increase their chances of success? Experian offers their first steps guide.

Tough new rules for mortgage lenders
May 2, 2014

The Financial Conduct Authority (FCA), the mortgage regulator, has introduced tough new rules requiring mortgage lenders to thoroughly check that borrowers can afford repayments, both now and in the future before approving applications. To do this they will now need to delve into your personal life and obtain a clear picture of your income and outgoings. As a result, it is feared that many applications will now be declined with many potential borrowers simply failing to meet the strict new criteria. Dean Dunham reveals what you need to know.